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Where Your Tax Dollars Go

Enter your income to see a personalized breakdown of how much you contribute to different government services and programs.

Calculate Your Tax Contribution

Federal Tax

$20,226.38

Estimated income tax paid to federal government

Provincial Tax

$7,181.54

Estimated income tax paid to provincial government

Total Tax

$27,407.92

Estimated combined tax

Effective Rate

27.4%

Effective tax rate

Where Your Tax Dollars Go

Federal
Provincial
Health
$3,914 (14.3%)
Retirement Benefits
$2,994 (10.9%)
Transfers to Other Provinces
$2,727 (9.9%)
Standard of Living, including training, carbon tax rebate, and other supports
$2,427 (8.9%)
Interest on Debt
$2,323 (8.5%)
Children, Community and Social Services
$1,821 (6.6%)
Indigenous Priorities
$1,679 (6.1%)
K-12 Education
$1,579 (5.8%)
Defence
$1,355 (4.9%)
Employment Insurance
$910 (3.3%)
Public Safety
$890 (3.2%)
International Affairs
$748 (2.7%)
Colleges and Universities
$538 (2.0%)
Transportation
$505 (1.8%)
Infrastructure
$473 (1.7%)
Fisheries and Agriculture
$386 (1.4%)
Innovation and Research
$364 (1.3%)
Energy
$260 (0.9%)
Natural Resources
$244 (0.9%)
Attorney and Solicitor General
$244 (0.9%)
Environment
$162 (0.6%)
Long-Term Care
$101 (0.4%)
Finance
$76 (0.3%)
Tourism, Culture, and Sport
$76 (0.3%)
Municipal Affairs and Housing
$76 (0.3%)
Labour and Skills Development
$67 (0.2%)
Treasury Board Secretariat
$59 (0.2%)
Economic Development and Trade
$50 (0.2%)
Other
$362 (1.3%)
Your total tax contribution:
$27,407.92

Understanding Your Tax Contribution

This visualization shows how your income tax contributions are allocated across different government programs and services based on current government spending patterns. Amounts under $20 are grouped into "Other" for conciseness.

Your tax contributions are approximated based on employment income. Deductions such as basic personal amount are estimated and included. Other sources of income, such as self-employment, investment income, and capital gains, are not included in the calculations. Deductions such as RRSP and FHSA contributions are also not included. Tax calculations are based on 2025 federal and provincial tax brackets.

Government spending is based on 2023-2024 fiscal spending. Attempts have been made to merge similar categories across federal and provincial spending.

For further breakdowns of spending, see Federal and Provincial spending pages.

Tax Details for Ontario (2025)

All the taxes that apply to your income

Calculate Your Tax Contribution

Federal Taxes

Federal Income Tax

Tax bracketRateTax
First $57,37514.50%$8,319
$57,375 - $114,75020.50%$8,738
$114,750 - $177,88226%$0
$177,882 - $253,41429.00%$0
More than $253,41433%$0
BPA credit ($16,129 × 14.50%)-$2,339
Total$14,719

Payroll Contributions

CPP
$3,500 - $71,300
5.95%$4,034
CPP2
$71,300 - $81,200
4%$396
EI
First $65,700
1.64%$1,077
Total$5,508
Total Federal Tax$20,226

Ontario Taxes

Ontario Income Tax

Tax bracketRateTax
First $52,8865.05%$2,671
$52,886 - $105,7759.15%$4,311
$105,775 - $150,00011.16%$0
$150,000 - $220,00012.16%$0
More than $220,00013.16%$0
BPA credit ($12,747 × 5.05%)-$644
Total$6,338

Ontario Surtax

Applied to provincial tax of $6,338

Above $5,870+20%$94
Above $7,511+16.00%$0
Total$94

Ontario Health Premium

Based on income of $100,000$750
Total Ontario Tax$7,182

Tax Comparison Across Provinces at $100,000 Income

Compare your total tax burden across all Canadian provinces and territories

Federal
Provincial
Ontario
NU
BC
NT
YT
AB
ON
SK
MB
NB
NL
QC
PE
NS
$27,408
$24,814
$26,011
$26,371
$26,702
$27,241
$27,408
$29,663
$30,345
$30,607
$31,351
$31,535
$32,161
$33,233
In Ontario, you pay $27,408 in total tax (27.4% effective rate)
Ranked #6 of 13 lowest tax

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Tax Visualizer | Canada Spends